Financial decisions, simulated.
Housing, loans, savings, retirement. Run the numbers first.
17 calculators found
Mortgage Calculator
Monthly payment, full amortization schedule, and the real cost of overpaying.
Open calculatorMortgage Refinance Calculator
Should you refinance? Monthly saving, a balance-aware break-even month, and lifetime interest, closing costs included.
Open calculatorMortgage Affordability Calculator
How much house you can afford: maximum payment, loan, and property price from your income, debts, and down payment.
Open calculatorPay Off Mortgage or Invest Calculator
Overpay the mortgage or invest the surplus? Final net worth on both paths, and the break-even return that decides it.
Open calculatorRent vs Buy Calculator
Project net worth for renting, buying with cash, and buying with a mortgage.
Open calculatorCar Loan Calculator
Monthly payment with down payment, trade-in, balloon financing, and the true APR including fees.
Open calculatorPersonal Loan Calculator
Monthly payment, full amortization schedule, and the true annual cost (APR) once fees are counted.
Open calculatorDebt Payoff Calculator
Avalanche versus snowball on your own debts: debt-free date, total interest, and the order to attack them.
Open calculatorCredit Card Payoff Calculator
How long your balance takes to clear, what the minimum payment really costs, and the payment that hits your target date.
Open calculatorCompound Interest Calculator
Grow a starting amount with monthly deposits and see when interest overtakes what you paid in.
Open calculatorTerm Deposit Calculator
What a term deposit or CD really pays: maturity value, net interest after tax, and the return left once inflation is counted.
Open calculatorFund Fee Calculator
Two funds, the same market return, different fees: the wealth gap a TER difference opens over decades.
Open calculatorRetirement Calculator
Project your savings to retirement, add your pension, and see the monthly gap versus the income you want.
Open calculatorFIRE Calculator
Your FIRE number, the years until your portfolio covers your spending, and what the savings rate changes.
Open calculatorSafe Withdrawal Rate Calculator
How long your portfolio funds your spending, and the odds it survives once returns stop being average.
Open calculatorNet Salary Calculator
Gross to net with your country's contributions, tax brackets, and credits, plus your effective and marginal rates.
Open calculatorInflation Calculator
What an amount today will still buy years from now, and the sum you will need then to match it.
Open calculatorBy country
Calculators with a country's official rates prefilled, plus tools curated for that market.
Financial calculators for Italy
Net salary, mortgage, and retirement tools for Italy, plus BTP yield and Buoni Fruttiferi Postali calculators.
See all toolsFinancial calculators for the United States
Paycheck, mortgage, and retirement tools for the United States, with 2026 federal tax rates prefilled.
See all toolsSupport this project
These calculators are a side project. If a simulation saved you money, or a bad decision, you can support the work.